
[SRI KALIDASA SAHAKARA BANK NIYAMITHA is registered with DICGC]
SRI KALIDASA SAHAKARA BANK NIYAMITHA
Reg No:JRB/Cell-2/67/Registrar/4874/76-77 RBI Licence UBD.KAN29, Dt. 27/12/2003
For Members:Based on Immovable property loans are available on home,vehicle and others.Depending on Gold,NSC,LIC Policies loans are also available.
MANU
CEO
| Sl No. | Period | Interest Rate |
|---|---|---|
| 1. | 46 To 90 Days | 5.00% |
| 2. | 91 To 180 Days | 5.50% |
| 3. | 181 To 364 Days | 6.00% |
| 4. | 365 To 2 Years | 7.50% |
| 5. | Above 2 Years | 8.00% |
| 6. | Above three years Rs. 15.00 lakh for bulk deposit | 8.50% More |
| 7. | Above three years Rs. 50.00 lakh for bulk deposit for all Citizens | 9.00% More |
| 8. | Senior Citizens | 0.50% More |
| 9. | Savings Account | 3.00% |
| Capital Shares | 213.68 |
| RF & OF | 312.28 |
| Deposits | 2540.56 |
| Loans And Advances | 1530.53 |
| Investments | 1162.84 |
| Working Capital | 3260.84 |
| C.R.A.R | 32.55% |
| Gross N.P.A | 25.44 |
| Profit | 37.24 |
| Sl No. | Details | Current Interest rate |
|---|---|---|
| 1. | Construction/purchase of Home | 12.00% |
| 2. | Mortgage loan | 12.5% |
| 3. | Personal Loan | 16.00% |
| 4. | Vehicle Loan | 12.00% |
| 5. | Gold Loan | 10.00% |
| 6. | Consumer Loan | 16.00% |
| 7. | Overdraft | 16.00% |